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Services

Fintech application development

We build digital products for banks, microfinance organizations, payment services and investment platforms — from customer onboarding to back office. We design with security and regulatory requirements in mind, working with the client's information security team when needed.

Discuss a project
  • Loan origination pipeline
  • Bank integrations
  • Regulatory compliance
  • Web and mobile apps

What the service includes

Digital banking services

Online banking, customer accounts and services for retail and corporate clients. A clear interface on top of well-designed server logic.

Lending products

Online applications, loan origination pipeline, scoring and loan servicing. For banks, microfinance organizations and installment services.

Payment services

Payment acceptance, transfers, wallets and payouts. We connect payment gateways and banking APIs.

Investment platforms

Investor accounts, portfolios, transactions and reports. Clients see their assets and trades in a clear format.

Anti-fraud processes

Transaction screening rules, limits, manual verification and an activity log. Suspicious transactions are routed to staff for review.

Back office and reporting

Workstations for operations staff, risk managers and support. Exports and reports in the formats your company needs.

Fintech product modules

We build the product from modules that fit your business model. They can be launched in phases, starting with the core scenario, such as issuing loans or accepting payments.

Onboarding and KYC

Customer registration and identification.

  • Application form and document upload
  • Checks against external sources
  • Manual verification

What you get

  • A working product — web account, mobile app and server side
  • A back office for staff with role-based access
  • Integrations with banks, payment gateways and external services
  • Architecture and documentation describing security measures
  • Source code and rights to it as set out in the contract
  • Post-launch support and product development

Technologies

  • .NET
  • Node.js
  • PostgreSQL
  • React
  • Flutter
  • Message queues
  • Docker

Engagement models

Fixed price per phase

Best when requirements for each phase can be defined upfront.

We split the project into phases, each with its own scope and deliverables. Each phase is approved and accepted before the next one starts.

Estimate the project

Time & Material

Best when the product is evolving and requirements are refined along the way.

We work in iterations, and you pay for the time actually spent. Task priorities can change as the project progresses.

Estimate the project

Dedicated team

Best for fintech products with continuous development and releases.

We assemble a team of analysts, developers and QA engineers for your product. The team works within your processes and in line with your information security requirements.

Estimate the project

For the financial sector and beyond

Fintech and financial services

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Retail and e-commerce

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Professional services

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Public sector

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Frequently asked questions

How do you approach security?
We design with security and regulatory requirements in mind, working with the client's information security team when needed. We separate access rights, keep an activity log and review changes before every release.
Do you integrate with banks and payment gateways?
Yes. We connect banking APIs, payment gateways, identity verification services and other external sources — following their documentation and testing in sandbox environments.
Can the product be deployed in our infrastructure?
Yes. We deploy the system on your infrastructure or in the cloud, in line with your data storage and processing requirements.
How does scoring work?
We implement scoring as a set of configurable rules with connections to external data sources. You define the decision model and thresholds, and the system lets you change them through settings.
Can we start with an MVP?
Yes. We launch the core scenario, such as online applications or payment acceptance, and design the architecture with the next modules in mind.
Who owns the source code?
Code ownership and the transfer procedure are set out in the contract. You receive the source code and documentation, so you're not dependent on a single vendor.

Let's discuss your fintech product

Tell us about your product and market — we'll propose an architecture, a set of modules and a launch plan.

Other services

Online store and e-commerce development

We build online stores, B2B portals and mobile apps for online sales. We connect them to 1C, marketplaces, CRM and delivery services, so orders and stock levels update without manual work.

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Integrations with 1C, CRM, banks and marketplaces

We connect accounting systems, CRMs, banks, marketplaces, e-document exchange and government services into a single ecosystem, so data flows automatically and without discrepancies. We design data exchange with load, errors and changes on the external systems' side in mind.

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Process automation and data collection

We automate routine staff operations and collect public data — prices, catalogs, publications — in compliance with platform rules and the law. We consolidate data from different sources and deliver it to your CRM, BI and accounting systems.

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